OPAY has become households name in Nigeria. Hence, opening the account is easier more than you ever thought of. Even, the smallest child that can operate a smartphone in your house can create an OPay Account.
So, why are people seeking ways to open OPay Account in Nigeria. Actually, only few of these people don't know how to create an OPay Account. Majority of them can create an OPay Account, they're just looking for ways around bypassing some requirements which they can't provide.
For example, imagine someone searching online for "How to open an OPay Account without phone number." How is that possible? Just Lol. This person must have used all his numbers to register an OPay and he's been swept out of SIM options, so he's looking for ways to bypass OPay registration requirements such as using Email.
Meanwhile, that been said. In this article, I will try to answer possible question about OPay Account Opening in Nigeria. Let's dive in.
OPay Account Opening Requirements
To open OPay Account in Nigeria, here are documents needed:
- Your Bank Verification Number (BVN).
- Your Full Legal Names [First Name, Last Name and Middle Name (but optional)]
- Your Valid Phone Number. The one that haven't been used to register an OPay Account previously.
- Your national means of identification e.g. provision of your National ID Card, NIN, Voter's Card or International Passport
- Email Address (only required after registration and it's optional)
- OPay Mobile App. It's available for download on the Google Play Store and Apple App Store for iOS Users.
Most of it all, your BVN, NIN or Phone Number must not be attached to any other OPay Account. More so, ensure you provide accurate information to avoid problem after account creation.
Opening OPay Account with Phone Number
Opening OPay Account with phone number is the normal procedure to create an account with the fintech firm. You can simply download the OPay App on apps stores and use your number to register an account.
You can also visit the OPay Nigeria official website to register an account with your phone number. However, make sure the number you're using has not been used to open another OPay Account.
Opening OPay Account without Phone Number
I'm afraid that you cannot register, create or open an OPay Account without a valid phone number. All OPay Accounts re opened with a phone number.
So, erase that mindset of creating an OPay Account without Phone Number from your mind. However, if you need a new OPay Account, you can always get a new SIM card but your BVN and NIN will not be attached if you've already used them on another OPay Account.
Opening OPay Account on Phone
Yes, you can open OPay Account on Phone. To do that, simply open the app store of your phone. Search for "OPay App" using the search bar. Download and install the app.
Once the app is successfully installed, open it and begin your account registration. Your phone number and otp code to the number will be required at first step. After that, you will be proceeded to personal information such as full name, date of birth and other submission.
After that, you will be required to complete your Know-Your-Customer (KYC) verification. Your BVN, NIN or any other means of identification will be required.
Once you're done with that, you can upgrade your limits (to Tier 3) simply by proofing your residential address. Your Nepa Bill, Bank Statement or any other utilities bills that carries your full legal names as it's written on the OPay Account will be required.
Once all these processes are completed, your OPay is now active and ready to receive unlimited amount. You will be able to transfer N5,000,000 per day. This limit is placed due to security reasons.
However, if you want all your transactions on the OPay App to be unlimited, you will need to upgrade to "Merchant Account," where you will be required to sign an indemnity form. I hope you know what that means?
Opening OPay Account Online
To open OPay Account online, visit www.opayweb.com on your device browser. Tap on "Register an Account" and fill in all your personal information such as Name, Phone Number and OTP code for phone verification.
When you're done with that, you can then proceed to KYC verification and start using your OPay wallet to send and receive money from any banks in Nigeria.
Opening OPay Account with Email
I'm afraid that you cannot open an OPay Account in Nigeria with Email. You can only add your email address to OPay Account for the purpose of receiving credit and debit alerts.
You can also receive other notifications such as customer support responses via the email address provided on your OPay Account.
This is unlike any other digital bank in Nigeria, like Kuda, and Moniepoint, you can actually open an account using your valid email address.
OPay Account Opening Form
You can get OPay Account Opening Form via the OPay App when you're about to register an account. You can also get the form via opayweb at, also, the account creation page.
Final words
I hope you've find answers to all your questions regarding OPay Account Opening in Nigeria? If you still have more questions, feel free to use the comment section. Cheers!